Loan Repayment and Exit Counseling
Borrowing student loans to finance your TUSDM education can feel overwhelming. Although some TUSDM students borrow very little, the majority of students will face the challenge of having to repay sizable student loan debt. On this page, you will find links to mandatory student loan counseling as well as well as resources and advice to managing your loans. If you have any questions, do not hesitate to get in touch with the TUSDM financial aid office, we are here to help!
Managing Student Loan Indebtedness
Most likely, the years immediately following your graduation may be your most financially challenging as you seek balance between monthly student loan payments and other competing needs and wants. Needless to say, when selecting repayment plans, borrowers need to carefully understand the terms of their repayment plan including what might happen if you change your repayment plan option, when interest may capitalize and what your options are should you no longer qualify for the original repayment plan you’ve selected.
Dental Loan Organizer and Calculator (DLOC)
Loan Forgiveness/Loan Repayment Programs
Required Exit Counseling
Upon graduation, withdrawal or when the student drops below half time status, education loan borrowers are required complete student loan exit counseling. Although exit counseling is accomplished online, graduating students are required to attend an information session that reviews the student’s rights and responsibilities towards their student loan indebtedness. Students who have withdrawn or drop below half time status are encouraged to meet with a member of the Financial Aid Office staff to review the terms of their student loans and their repayment options. The student loan exit counseling process plays an integral role in understanding student loan repayment and aims at helping the student/borrower develop a repayment strategy.
For more information pertaining to student loan terms and your rights and responsibilities concerning repayment of your student loan debt, refer to the most recent copy of the Student Loan Repayment Manual:
- Student Loan Repayment Manual
- Student Loan Repayment Assistance Program (LRAP)
For lender/loan servicer contact information of most commonly used lenders at Tufts University School of Dental Medicine, refer to the Student Loan Directory below:
- Student Loan Directory
- University Accounting Services (for account information for Tufts Loan, HPSL, LDS and Perkins Loan borrowers)
Click on the appropriate link below to complete online student loan exit counseling.
Online Exit Counseling for Federal Stafford/Direct Loan and Grad PLUS/Direct Grad PLUS Loans
Online Exit Counseling for Tufts Loan, HPSL, LDS or Perkins Loan
Advice for Student Loan Repayment
Student loan repayment can be confusing and intimidating. Click on the following points to get some helpful hints as you prepare for repayment.