School of Dental Medicine

Financial Aid Programs and Cost of Attendance for Post-Graduate Students

Application Information and Forms

Postgraduate students who are US Citizens or Permanent Resident and who are enrolled in accredited post-graduate programs may apply for the Federal Direct Unsubsidized Loan, Federal Direct Grad PLUS and private education loans to cover all or part of their yearly cost of education. International students may apply for private education loan which will usually require the student to provide a qualified US Citizen or Permanent Resident acting as co-borrower.

Students applying for Federal Direct Loans, including Grad PLUS, must complete the financial aid application requirements as outlined in the Post-Graduate Financial Aid Manual and summarized on the Post-Graduate Financial Aid Application Checklist. Please note that completion of the Free Application for Federal Student Aid (FAFSA) is required to be considered for these programs. Post-Graduate students should not include parent information when completing a FAFSA. The financial aid application deadline for Post-Graduate students is April 1st each year.  Students seeking private education loans should begin the process of applying for these loans by May 1st each year.

The following document list contains all necessary forms and instructions for post-graduate students applying for financial aid. Please refer to the Postgraduate Financial Aid Manual and Postgraduate Financial Aid Application Checklist for more complete instructions.

Students interested in applying for financial aid for the current 2025-2026 academic year, please contact the Financial Aid Office.

Application Materials 2026–2027:

If the Financial Aid Office requires you to submit additional documentation, please make sure to have completed the e-Consent for Communications Form in order to upload financial aid application documents to our secure online Financial Aid Box Portal utilizing the link below. Students who do not provide the e-consent, are not eligible to upload documents to the portal.  Please make sure the file(s) submitted includes the student’s name, program, class year, and doc name (e.g. Smith, John, PG27, docname)

Submit file(s) to 2026-2027 TUSDM Financial Aid Applications

Educational costs for Post-Graduate Certificate Programs are included in the tables below. Please note that additional tuition charges apply to joint certificate programs with Master of Science.

Cost of Attendance 

A student’s cost of education is made up of both billed costs (tuition and fees) and indirect costs (such as living expenses, books and course materials, equipment and supplies). Students may receive financial aid up to (but not exceeding) their total cost of education each academic year.

The Financial Aid Office contacts each post-graduate department annually to request an itemized list of required materials, equipment and travel which the student is expected to incur while in attendance of their education program. The costs provided by the departments are included as indirect costs for which a student may receive financial aid. Costs related to recommended off-site travel can’t be covered with financial aid. Students who may receive support from their governments may have additional restrictions for travel imposed by their government.

The living expense allowance portion of a student’s cost of education is determined based on a survey of currently enrolled students and the US Department of Labor’s Bureau of Labor Statistics cost of living averages for the Boston metropolitan area. Currently, the living expense allowance for students living off-campus is $3,650 per month multiplied by the length of the student’s academic year. For post-graduate students, the length of the academic year is 12 months. Students who are living with their parents have a monthly living expense allowance of $2,100 per month. Read more information about living expense budgets.

The student’s total annual cost of attendance is listed below by program.  Both direct and indirect costs are considered estimated and are subject to change.  Please note that the off-campus living expense budgets are included along with other indirect costs. A more detailed breakdown of the components is available in the Student Loan Handbook. Read more information on housing options in the Boston area.

  • Dental Public HealthYear OneYear Two
    Tuition$110,092$110,092
    Health and Wellness Fee$1,200$1,200
    Technology Fee$2,250$2,250
    Disability Insurance$77$51
    Clinic Gown Fee$998$998
    Student Activity Fee$144$144
    Total Billed Costs$114,761$114,735
    Off-site Travel Allowance**$2,100$4,000
    Estimated Living Expenses***$43,800$43,800
    Total Cost of Education $160,661$162,535

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students enrolled in this program are not eligible to apply for Federal Student Aid.  They can apply for private education loans.

  • Master of Science in Dental ResearchYear OneYear Two
    Tuition$110,092$110,092
    Health and Wellness Fee$1,200$1,200
    Technology Fee$2,250$2,250
    Activity Fee$144$144
    Disability Insurance$77$51
    Total Billed Costs$113,763$113,737
    Books, Course Materials and Supplies$150$220
    Off-Campus Living Expenses$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828
    Total Cost of Education$157,900$163,585

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge) plus appropriate certificate charges.
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Doctor of Science in DentistryYear OneYear TwoYear Three
    Tuition$110,092$110,092$110,092
    Health and Wellness Fee$1,200$1,200$1,200
    Technology Fee$2,250$2,250$2,250
    Disability Insurance$77$51$51
    Activity Fee$144$144$144
    Total Billed Costs$113,763$113,737$113,737
    Books, Supplies, Course Materials, Publication Fee$150$0$220
    Off-Campus Living Expenses$43,800$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828$5,828
    Total Cost of Education$157,900$157,552$163,585

     NOTES:

    1. Students enrolled in joint DSc/Joint PG certificate program are expected to be enrolled for a total of 5 academic years. During their enrollment, they will incur the certificate tuition surcharge of $13,762/semester (current 2026-27 surcharge) and applicable clinical related fees during years 3, 4 and 5 of the program.
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • EndodonticsYear OneYear Two
    Tuition$110,092$110,092
    Sterilization Fee$3,508$3,508
    Technology Fee$2,250$2,250
    Clinic Gown Fee$998$998
    Health and Wellness Fee$1,200$1,200
    Student Activity Fee$144$144
    Disability Insurance$77$51
    Total Billed Costs$118,269$118,243
    Off-site Required Travel Allowance$1,925$1,925
    Equipment/Instrument Allowance$9,075$0
    Required Exam and/or Membership Fee$95$645
    Books, Course Materials and Supplies$675$0
    Off-Campus Living Expenses$43,800$43,800
    Average Federal Loan Origination Fees$187  $5,828   
    Total Cost of Education$174,026$170,441

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Oral and Maxillofacial SurgeryYear OneYear TwoYear ThreeYear Four
    Health and Wellness Fee$1,200$1,200$1,200$1,200
    Student Activity Fee$144$144$144$144
    Total Billed Costs$1,344$1,344$1,344$1,344
    Off-Campus Living Expenses$43,800$43,800$43,800$43,800
    Total Cost of Education$45,144$45,144$45,144$45,144

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Orofacial PainYear OneYear Two
    Tuition$110,630$110,630
    Technology Fee$2,250$2,250
    Clinic Gown Fee$998$998
    Health and Wellness Fee$1,200$1,200
    Student Activity Fee$144$144
    Disability Insurance$77$51
    Total Billed Costs$115,299$115,273
    Off-site Required Travel Allowance & Exam Fee$1,850$1,850
    Off-Campus Living Expenses$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828
    Total Cost of Education$161,136$166,751

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • OrthodonticsYear OneYear Two
    Tuition$110,092$110,092
    Sterilization Charge$3,508$3,508
    Technology Fee$2,250$2,250
    Clinic Gown Fee$998$998
    Health and Wellness Fee$1,200$1,200
    Student Activity Fee$144$144
    Disability Insurance$77$51
    Total Billed Costs$118,269$118,243
    Off-site Required Travel Allowance$3,950$1,700
    Equipment/Instrument Allowance$5,300$0
    Required Exam and/or Membership Fee$0$1,140
    Books, Course Materials and Supplies$1,400$0
    Off-Campus Living Expenses$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828
    Total Cost of Education$172,906$170,711

     NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Pediatric DentistryYear OneYear Two
    Tuition$110,092$110,092
    Sterilization Charge$3,508$3,508
    Technology Fee$2,250$2,250
    Clinic Gown Fee$998$998
    Health and Wellness Fee$1,200$1,200
    Student Activity Fee$144$144
    Disability Insurance$77$51
    Total Billed Costs$118,269$118,243
    Registration Fees (Meetings)$1,350$1,650
    Equipment/Instrument Allowance$1,725$0
    ABPD Qualifying Exam$0$800
    Books, Course Materials and Supplies$800$0
    Off-Campus Living Expenses$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828
    Total Cost of Education$166,131$170,321

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • PeriodonticsFirst YearSecond YearThird Year
    Tuition$110,092$110,092$110,092
    Sterilization Charge$3,508$3,508$3,508
    Technology Fee$2,250$2,250$2,250
    Clinic Gown Fee$998$998$998
    Health and Wellness Fee$1,200$1,200$1,200
    Student Activity Fee$144$144$144
    Disability Insurance$77$51$51
    Total Billed Costs$118,269$118,243$118,243
    Required Off-site Travel$1,850$0$0
    Required In-Service Exam Fee and ACLS$390$140$1,100
    Equipment/Instrument Allowance$3,675$0$0
    Required Licensure Exam and/or Membership Fee$236$236$236
    Books and Supplies Allowance$150$150$150
    Off-Campus Living Expenses$43,800$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828$5,828
    Total Cost of Education$168,557$168,397$169,357

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026. Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • ProsthodonticsYear OneYear TwoYear Three
    Tuition$110,092$110,092$110,092
    Sterilization Charge$3,508$3,508$3,508
    Technology Fee$2,250$2,250$2,250
    Clinic Gown Fee$988$988$988
    Health and Wellness Fee$1,200$1,200$1,200
    Student Activity Fee$144$144$144
    Disability Insurance$77$51$51
    Total Billed Costs$118,269$118,243$118,243
    Equipment/Instrument Allowance$8,350$0$0
    Required Board Exam/Travel Allowance$2,475$2,475$5,150
    Off-Campus Living Expenses$43,800$43,800$43,800
    Average Federal Loan Origination Fees$187$5,828$5,828   
    Total Cost of Education$173,081$170,346$173,021

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $13,762/semester (current 2026-27 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider. Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education. The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed to the student’s tuition account. These fees are not charged by TUSDM. Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed. Grad PLUS has an origination fee of 4.228% of principal borrowed. These fees are subject to change as of 10/1/2026.  Grad PLUS loan origination fees are excluded from Year One.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow. Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.