School of Dental Medicine

Forms and Costs for Postgraduate Programs

Application Information and Forms

Postgraduate students who are US Citizens or Permanent Resident and who are enrolled in accredited post-graduate programs may apply for the Federal Direct Unsubsidized Loan and/or the Federal Direct Grad PLUS Loan to cover all or part of their yearly cost of education. Foreign students may apply for private education loan programs with an eligible US Citizen or Permanent Resident acting as co-borrower.

Students applying for Federal Direct Loans must complete the financial aid application requirements as outlined in the Post-Graduate Financial Aid Manual and summarized on the Post-Graduate Financial Aid Application Checklist. Please note that completion of the Free Application for Federal Student Aid (FAFSA) is required to be considered for these programs. Post-Graduate students should not include parent information when completing a FAFSA. The financial aid application deadline for Post-Graduate students is April 1st each year.  Students seeking private education loans should begin the process of applying for these loans by May 1st each year.

Educational costs for Post-Graduate Certificate Programs are included in the tables below. Please note that additional tuition charges apply to joint certificate programs with Masters of Science.

The following document list contains all necessary forms and instructions for post-graduate students applying for financial aid. Please refer to the Postgraduate Financial Aid Manual and Postgraduate Financial Aid Application Checklist for more complete instructions.

Students interested in applying for financial aid for the current 2023-2024 academic year, please contact the Financial Aid Office.

Application Materials 2024–2025:

If the Financial Aid Office requires you to submit additional documentation, please make sure to have completed the e-Consent for Communications Form in order to upload financial aid application documents to our secure online Financial Aid Box Portal utilizing the link below. Students who do not provide the e-consent, are not eligible to upload documents to the portal.  Please make sure the file(s) submitted includes the student’s name, program, class year, and doc name (e.g. Smith, John, PG27, docname)

Submit file(s) to 2024-2025 TUSDM Financial Aid Applications

Cost of Attendance 

A student’s cost of education is made up of both billed costs (tuition and fees) and indirect costs (such as living expenses, books and course materials, equipment and supplies). Students may receive financial aid up to (but not exceeding) their total cost of education each academic year.

The Financial Aid Office contacts each post-graduate department annually to request an itemized list of required materials, equipment and travel which the student is expected to incur while in attendance of their education program.  The costs provided by the departments are included as indirect costs for which a student may receive financial aid.  Costs related to recommended off-site travel can’t be covered with financial aid. Students who may receive support from their governments may have additional restrictions for travel imposed by their government.

The living expense allowance portion of a student’s cost of education is determined based on a survey of currently enrolled students and the US Department of Labor’s Bureau of Labor Statistics cost of living averages for the Boston metropolitan area. Currently, the living expense allowance for students living off-campus is $3,150 per month multiplied by the length of the student’s academic year.  For post-graduate students, the length of the academic year is 12 months. Students who are living with their parents have a monthly living expense allowance of $1,620 per month.  For additional information regarding living expense budgets, please click here.

The student’s total annual cost of attendance is listed below by program.  Please note that the off-campus living expense budgets are included along with other indirect costs.  A more detailed breakdown of the components is available in the Student Loan Handbook. Information on housing options in the Boston area is available here.

 

  • Doctor of Science in Dentistry Year One Year Two Year Three
    Tuition $97,872 $97,872 $97,872
    Health Administration Fee $250 $250 $250
    Technology Fee $1,500 $1,500 $1,500
    Disability Insurance $77 $51 $51
    Activity Fee $144 $144 $144
    Total Billed Costs $99,843 $99,817 $99,817
    Books, Supplies, Course Materials, Publication Fee $180 $0 $520
    Off-Campus Living Expenses $37,800 $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382 $2,382
    Total Cost of Education $140,205 $139,999 $140,519

     NOTES:

    1. Students enrolled in joint DS/Joint PG certificate program are expected to be enrolled for a total of 5 academic years. During their final 3 years, they will incur a certificate tuition surcharge of $12,294/semester (current 23-24 surcharge) plus sterilization and clinic gown fee in addition to the other charges noted.
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Endodontics Year One Year Two
    Tuition $97,872 $97,872
    Sterilization Fee $3,508 $3,508
    Technology Fee $1,500 $1,500
    Clinic Gown Fee $960 $960
    Health Administrative Fee $250 $250
    Student Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $104,311 $104,285
    Off-site Required Travel Allowance $2,350 $2,350
    Equipment/Instrument Allowance $9,750 $0
    Required Exam and/or Membership Fee $86 $586
    Books, Course Materials and Supplies $500 $0
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $157,179 $147,403

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Master of Science in Dental Research Year One Year Two
    Tuition $97,872 $97,872
    Health Administrative Fee $250 $250
    Technology Fee $1,500 $1,500
    Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $99,843 $99,817
    Books, Course Materials and Supplies $180 $220
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $140,205 $140,219

    NOTES:

    1. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    2. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    3. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Oral and Maxillofacial Surgery Year One Year Two Year Three Year Four
    Technology Fee $1,500 $1,500 $1,500 $1,500
    Health Administrative Fee $250 $250 $250 $250
    Student Activity Fee $144 $144 $144 $144
    Disability Insurance $77 $51 $51 $51
    Total Billed Costs $1,971 $1,945 $1,945 $1,945
    Off-Campus Living Expenses $37,800 $37,800 $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382 $2,382 $2,382
    Total Cost of Education $43,153 $42,127 $42,127 $42,127

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 4academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students enrolled in the OMFS program at TUSDM are typically ineligible to apply for financial aid programs because their annual gross stipend exceeds their cost of attendance.  Enrolled students, however, are eligible to defer payment of prior education loans provided they meet their lender’s enrollment requirements.

  • Oral Medicine Year One Year Two
    Tuition $97,872 $97,872
    Technology Fee $1,500 $1,500
    Clinic Gown Fee $960 $960
    Health Administrative Fee $250 $250
    Student Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $100,803 $100,777
    Off-site Required Travel Allowance $2,350 $2,350
    Required Exam and/or Membership Fee $215 $1,215
    Books, Course Materials and Supplies $240 $0
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $143,790 $144,524

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Orofacial Pain Year One Year Two
    Tuition $97,872 $97,872
    Technology Fee $1,500 $1,500
    Clinic Gown Fee $960 $960
    Health Administrative Fee $250 $250
    Student Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $100,803 $100,777
    Off-site Required Travel Allowance & Exam Fee $3,050 $3,050
    Required Exam and/or Membership Fee $250 $250
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $144,285 $144,259

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Orthodontics Year One Year Two
    Tuition $97,872 $97,872
    Sterilization Charge $3,508 $3,508
    Technology Fee $1,500 $1,500
    Clinic Gown Fee $960 $960
    Health Administrative Fee $250 $250
    Student Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $104,311 $104,285
    Off-site Required Travel Allowance $5,450 $1,650
    Equipment/Instrument Allowance $5,350 $0
    Required Exam and/or Membership Fee $0 $640
    Books, Course Materials and Supplies $875 $0
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $156,168 $146,757

     NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Pediatric Dentistry Year One Year Two
    Tuition $97,872 $97,872
    Sterilization Charge $3,508 $3,508
    Technology Fee $1,500 $1,500
    Clinic Gown Fee $960 $960
    Health Administrative Fee $250 $250
    Student Activity Fee $144 $144
    Disability Insurance $77 $51
    Total Billed Costs $104,311 $104,285
    Off-site Required Travel Allowance $1,200 $2,350
    Equipment/Instrument Allowance $2,100 $0
    ABPD Qualifying Exam $0 $700
    Books, Course Materials and Supplies $850 $0
    Off-Campus Living Expenses $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382
    Total Cost of Education $148,643 $147,567

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Periodontics First Year Second Year Third Year
    Tuition $97,872 $97,872 $97,872
    Sterilization Charge $3,508 $3,508 $3,508
    Technology Fee $1,500 $1,500 $1,500
    Clinic Gown Fee $960 $960 $960
    Health Administrative Fee $250 $250 $250
    Student Activity Fee $144 $144 $144
    Disability Insurance $77 $51 $51
    Total Billed Costs $104,311 $104,285 $104,285
    Required Off-site Travel $1,900 $1,900 $1,900
    Required In-Service Exam Fee and ACLS $385 $135 $385
    Equipment/Instrument Allowance $4,200 $0 $0
    Required Licensure Exam and/or Membership Fee $225 $225 $525
    Materials and Supplies Allowance $125 $100 $100
    Off-Campus Living Expenses $37,800 $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382 $2,382
    Total Cost of Education $151,328 $146,827 $147,377

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.

  • Prosthodontics Year One Year Two Year Three
    Tuition $97,872 $97,872 $97,872
    Sterilization Charge $3,508 $3,508 $3,508
    Technology Fee $1,500 $1,500 $1,500
    Clinic Gown Fee $960 $960 $960
    Health Administrative Fee $250 $250 $250
    Student Activity Fee $144 $144 $144
    Disability Insurance $77 $51 $51
    Total Billed Costs $104,311 $104,285 $104,285
    Equipment/Instrument Allowance $5,600 $0 $0
    Required Board Exam/Travel Allowance $0 $0 $2,050
    Books, Course Materials and Supplies $0 $0 $300
    Off-Campus Living Expenses $37,800 $37,800 $37,800
    Average Federal Loan Origination Fees $2,382 $2,382 $2,382
    Total Cost of Education $150,093 $144,467 $146,817

    NOTES:

    1. Students enrolled in joint MS/Joint PG certificate program are expected to be enrolled for a total of 3 academic years. During their enrollment, they will incur a Master’s tuition surcharge of $12,294/semester (current 23-24 surcharge).
    2. All students are required to have health insurance purchased from the school or another provider.  Students can apply for additional financial aid to cover their cost of health insurance.
    3. Students who borrow Federal Student Loans are charged origination fees by the US Dept. of Education.  The fees are paid by the student to the US Dept. of Education at the time the loan(s) is disbursed onto the student’s tuition account.  These fees are not charged by TUSDM.  Direct Unsubsidized Loan has an origination fee of 1.057% of principal borrowed.  Grad PLUS has an origination fee of 4.228% of principal borrowed.  These fees are subject to change as of 10/1/2023.
    4. The average federal loan origination fees of loans borrowed by post-graduate students have been added to the student’s cost of attendance in order to maximize the student’s ability to borrow.  Please refer to the Student Loan Handbook for additional information regarding Federal loan origination fees.